THE BUYER ROAD MAP
Seven stops from consultation to keys.
Your search length is the variable. Once you are under contract, the calendar is fairly predictable, and every deadline on it is tracked for you.
1
Buyer consultation with Orlowski Advisory
Week 0 to 1
Why you are moving, when, where, what you need, and who is part of the decision. We set your budget, towns, and non-negotiables, agree on representation in writing, and build your search before you tour a single home.
2
Get pre-approved
Week 0 to 1
A full pre-approval, not a pre-qualification. Your lender pulls credit and verifies income and assets, which is what makes your offer credible to a listing agent. Pay stubs, two years of tax returns, and two months of bank statements are the usual starting point.
3
Go house shopping
Weeks 1 to 8+
Automated MLS alerts built to your criteria, plus coming-soon and off-market opportunities. We tour with a checklist, not a feeling, and estimate taxes, insurance, dues, and your real monthly cost before you fall for a home.
4
Offer accepted & attorney review
3 business days
Price, deposit, contingencies, and dates are structured to win without overpaying. Once your offer is accepted, New Jersey’s attorney review period begins: both attorneys review and can modify the contract, and either side can cancel until review concludes.
5
Due diligence & inspections
7 to 14 days
Home, radon, termite, and any specialty inspections. Mark leads the repair negotiation while the title search, survey, and municipal certificates are ordered.
6
Appraisal & mortgage commitment
30 to 45 days
The lender appraises the home and issues your final commitment. If an appraisal comes in low, the gap is addressed strategically rather than reflexively. Avoid new credit or large purchases until you close.
7
Final walkthrough & closing
Day 45 to 60
Confirm the condition and any agreed repairs, sign, wire funds, and record the deed. Mark is present before, during, and after closing.Always confirm wiring instructions by phone with your attorney before sending funds.
Orlowski Advisory is with you every step of the way, confirming all the details and supporting you throughout the process.